Home Modifications for Better Elder Care

Oct 18

Because of the rising numbers of nursing home abuse claims, many families have resorted to alternative methods of taking care of their aging relatives. Aside from elder day cares and respite houses, another option is having home renovations. With proper planning and execution, home renovations can help the older occupants perform regular daily activities with ease and comfort on their own or with very little assistance.

Home renovations make way for spare modifications specifically designed for the older resident on order for them to live safely, independently, and effortlessly even with their physical disadvantages. The first step for the necessary home renovations is to assess the home in order to determine what changes are needed. There are generally three things that should be considered when making home renovations for better elderly care: accessibility, safety, and adaptability.

Safety is the main priority for home renovations. An accident lawyer can help represent the injured victim should they hurt themselves due to a negligent third-party, but those that occur at home can be hard to get compensation for. Therefore, consulting with occupational therapists and Certified Aging-in-Place Specialists (CAPS) can provide more insight on the daily struggles that the elderly face in their everyday activities. Occupational therapist can specify hazards that the older resident can face, and identify the various approaches of making it a more user-friendly home. CAPS, on the other hand, are trained by the National Association of Home Builders together with AARP to help aging residents stay at their home longer.

Through these specific modifications, accidents and injury can be prevented. Furthermore, the internet offers a choice of checklist that can be downloaded to aid in knowing essential modifications and hiring specialists can guide you through the whole process. The majority of the aging population prefers a stay-at-home option, aging in place rather than spend time and money in a retirement home or nursing homes. Home renovations or modifications make the older resident’s life safer and easier.

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Uninsured and Underinsured Motorist Coverage

Jul 21

For U.S. drivers to be able to renew their driver’s license and car registration, they will have to prove that they carry auto liability insurance. Besides these, having coverage will also keep their license from being suspended, their driving privilege from being taken away, and the drivers themselves from being issued a traffic ticket for violation of their state’s mandatory insurance law. Getting involved in a car accident, however, which happens to be an uninsured driver’s fault, can result in big financial trouble for them.

To make sure that drivers are fully protected, especially from uninsured drives, some states require them to also carry either or both the Uninsured motorist (UM) coverage and Underinsured motorist (UIM) coverage. Uninsured motorist coverage is designed to cover the economic losses and damages suffered by victims in accidents wherein the at-fault driver does not carry insurance. This coverage also serves as a perfect financial safety net in the event of hit-and-run accidents, as well as in accidents wherein a stolen vehicle is involved.

Underinsured motorist coverage, on the other hand, is designed as a supplement for any insufficiency in the policy limit of an at-fault driver. This is usually the case if the at-fault driver carries only the minimum liability coverage required in his or her state. This makes the amount of his or her policy not enough to cover the full amount of damages suffered by the victim.

The mandated auto liability insurance, with the addition of UM and UIM, plus the many other factors considered by insurance providers, such as a driver’s age, driving history, driving experience, and type of car used, make insurance policies just too expensive for millions of drivers. It is because of this that many drivers rather risk driving uninsured than pay costly premiums.

According to Abel Law Firm, however, not carrying auto insurance can be more disadvantageous for a driver, especially if he or she causes an accident. Insure on the Spot is one of the many independent car insurance firms which offer clients free online insurance quotes which will help them compare different insurance deals for the purpose of finding the best, yet cheapest, policy. With help from an independent car insurance firm, getting insured is not only cheap; it is also fast and definitely easy.

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Rear End Collision

Mar 16

Two individuals lost their lives last Tuesday, March 1 at around 4:35 p.m. during a rear-end collision that happened between a 1997 Chrysler van and a 2007 Toyota Tundra on State Road 50 near Christmas, Florida.

According to the website of Schuler, Halvorson, Weisser, Zoeller, & Overbeck, P.A., a rear end collision is a classic case of one driver being at fault for the accident that ensued. Unless the driver of the rear ending vehicle was at a complete stop when the accident happened, the fault of the accident will lie with said driver.

Motorists on the road must always be on guard for any eventuality; they have to be aware of the fact that the vehicle preceding them may suddenly stop for a myriad of reasons – the driver may be trying to avoid an animal or have encountered some humps that are difficult to maneuver, or maybe he/she is trying to read street signs as he/she is trying to find a location.

This is why it’s also important to leave manageable distance between you and the vehicle in front of you, to do away with the risk of rear end collisions.

Even rear end collisions, which can be considered as low-speed accidents, can cause major injuries to the body. Research studies from Dynamic Chiropractic shows that 85% of all neck injuries in the United States have been caused by automobile accidents and that 85% of those injuries result from rear end collisions. Factors that can contribute to how serious a rear end collision might be include speed differential of the vehicles involved, location and direction of impact, head restraint location, seat back angle, and seat back height.

The study further stated that 10% of the people injured in a rear end collision will develop whiplash, which is a condition that can be described as damage to the muscle or tendons of the neck, causing bands of tissue that connect muscles to the bones to break.

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Distracted Driving: Still a Cause of Thousands of Injurious and Fatal Car Accidents

Oct 24

According to a website, called DISTRACTION.GOV: Official US Government Website for Distracted Driving, the average time that a person takes his/her eyes off the road while texting is five seconds; at 55 miles per hour, a person can also drive through a football field at this same length of time.

Texting and conversing with someone while driving, is considered the worst and most dangerous form of distracted driving, which is any form of activity that would turn a person’s attention away from driving. According to the National Safety Council, as many as 1.6 million car crashes, due to cell phone use while driving, occur on US roads and highways annually. Records from the Centers for Disease Control and Prevention (CDC), on the other hand, show of 1,153 injuries and 9 deaths every day due to the same cause. But while those guilty of the act of using a cell phone while driving include drivers of all ages, majority of them are found to be young drivers, aged between 18 and 20, who confessed to have been texting someone at the time of the crash.

Distracted driving, though, is not limited to cell phone use. There are a hundred other forms of distractions that take drivers’ eyes and attention off the road, most of these being typical behavior while behind the wheel, thus, they are often overlooked. These include eating and/or drinking, talking to a passenger, adjusting the car radio or an electronic gadget, reading a map, lighting a cigarette, grooming, reaching for something from the back seat, turning the radio to full volume, and so forth.

Yvonne M. Fraser explains in her website the right of those injured in an accident, giving emphasis on crashes that occur due to the negligent act of another driver, who is liable for the accident and the injuries sustained by the victim. Besides a lawsuit that will bring the at-fault driver to justice, Yvonne also mentions the right of victims to seek compensation for all the present and future damages the injuries will cause them.

Any form of distraction while driving puts others’ lives at risk; but what is really scary about this cause of road accident is that unlike drunk-driving, reckless driving and overspeeding – mistakes that not all drivers would commit, everyone, even the most careful drivers, can be guilty of distracted driving.

You would ever want to have your life be put at risk of an accident simply because a driver would allow himself/herself to be occupied with something else while behind the wheel. In like manner, no one would ever want to have his or her life be put at risk of an accident by you simply because you allow yourself to be occupied with something else while driving.

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How to Lessen the Risk of Endometrial Cancer

Jun 11

There many factors as to why a person can get cancer but, more often enough, there is no stopping insidious cancer from developing, especially if you are high at risk. There are some ways, fortunately enough, to reduce the risk of getting certain types of cancer.

For example, endometrial cancer is a cancer that starts in the inner lining of a woman’s uterus (also known as her womb). The womb is a relatively small part of a female body that is about the size of a pear. It is hollow in nature as it is meant to be where a fetus will develop upon impregnation. A woman’s period of ovulation or during her menstrual cycle, her hormones rapidly change and affect the endometrium – the inner lining of the womb.

If the cancer starts within the endometrium, the procedures required for cancerous tumors as well as general cancer treatment are numerous and stressful in nature. There are numerous factors to can directly affect the risk a woman has of getting this kind of cancer such as her age, diabetes, her regular diet and exercise plan, personal history of cancer or cancer within the family, or even the presence of an intrauterine device from a previous procedure.

There has been sufficient evidence that states that the use of a morcellator, specifically of the kind developed by Johnson & Johnson, has been directly linked to having caused endometrial cancer. Three morcellators from the aforementioned manufacturer – Morellex Sigma, Gynecare Morellex, and Gynecare X-Tract – were recalled by the company after enough evidence was presented of the possibly malignant effects it has on its patients.

Cancer is never something that is easy to deal with and it is extremely unfortunate when it happens as a result of something that should have helped. If you or someone you know has developed endometrial cancer due to a morcellator, it is recommended that legal help and representation are sought immediately.

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Aggravating Factors in First Degree Murders

Mar 10

In California when first degree murder is committed, repercussions can include 25 years to life in prison, life in prison without parole, fines, loss of rights, or the death penalty. While California does not execute the death penalty as swiftly as possible, there is still framework that can decide the extent of punishment. Aggravating factors of the crime are a list of factors whose outcome can tip the scale of a judge’s decision.

Defendants should have professional help to maintain their rights throughout this process. When accused of a first degree murder and going through trial, it can often be difficult to prevent rights from being stripped or tampered with. While these aggravated factors are considered, regardless of their outcome, constitutional rights should be protected.

They come in place once an act has been declared a first degree murder. To qualify, there must have been a premeditation or use of explosives, weapons of mass destruction, poison, rape, arson, and others.

While aggravating factors differ from state to state, California has 13 to determine severity of the murder. Several listed are: “the murder was especially heinous, atrocious, cruel, or depraved (or involved torture),” “the defendant committed or attempted to commit more than one murder at the same time,” and “the defendant has been convicted of, or committed, a prior murder, a felony involving violence, or other serious felony.” While these are only three of the 13, they capture the ideas that the factors embody.

The result of these factors has a direct impact on the life of the defendant. However, they do not have to face the trial alone. Regardless of any outcomes, rights should be protected throughout the process, often with the help of a San Jose criminal defense lawyer.

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How do I know if my injury qualifies for benefits?

Mar 09

Filing for Social Security Disability Insurance (SSDI) and Supplemental Social Security Income (SSI) can be frustrating and confusing. Common questions regarding severity of the injury, what disabled is, and determining which insurance to file for are general questions regarding disabling injuries.

A Riverside personal injury lawyer may describe debilitating injuries as traumatic brain injuries, spinal cord injuries, knee damage, and neck injuries. If these injuries are long-term and prevent prosperous activity from being performed, they might qualify for Social Security benefits. The website of the law offices of Chris Mayo notes how people can be eligible for Social Security Disability Insurance (SSDI) or Supplemental Social Security Income (SSI), depending on their unique case.

The Social Security Administration identifies “disabled” conditions based on five factors: “Are you working? Is your condition severe? Is your condition found in the list of disabling conditions? Can you do the work you did previously? Can you do any other type of work?” After assessing these outcomes, claims successfully qualify or are rejected. This process, like filing the claim itself, can be confusing but aided by professional help.

For an adult to receive Social Security Income, qualifying factors are if they are blind, older than 65, disabled, limited income, limited resources, and is a U.S citizen or national (upon requirements). Personal injury plays into Social security Income because again, there are factors that qualify “disabled.” If your injury isn’t disabling, your claim for SSI will be denied.

Whether your injury has been received on or off the work site, it lasts a year or more, and when it prevents you from performing beneficial activity, you can file a claim for SSDI or SSI. If the injury occurred on site, Social Security benefits can help in addition to workers compensation. Qualified legal professionals can maneuver the complicated web of personal injury and Social Security to help alleviate financial stress.

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Workers Compensation Factors to Aid Disabling Injuries

Mar 06

When injured on a work place due to a lack of management or oversight, it is not your fault. If your injury is disabling, whether temporary or permanent, workers compensation can help pay the bills and provide until preventing injuries have healed. However, when companies underpay injured workers, problems can arise.

Debilitating injuries often occur on a construction work site. The website of law firm Wilson & McQueen, PLLC explains how slip and falls and other construction accidents occur often, and the outcomes can drastically range in severity. They can be as minor as a scratch or bruise, or as terrible as a brain or spinal injury. While recovery time for these severe injuries can be sixth months, others can be several years.

Once physically recovered, cognitive processes and basic functions can be permanently inhibited. It’s important to hold the company accountable for disabling employees. If responsible for putting a person out of work, the company should help provide for their recovery.

Workers can apply for short term or long term benefits; through documentation of their paperwork and medical bills, total amounts of compensation can be monitored. Size of the employer’s payroll, employee job classifications, and the company’s claim experience multiplied together produce the premium premium price. Different states have respective laws regarding medical insurance. Some states require employers to provide insurance whereas others don’t.

Workers’ compensation insurance policies are critical in business structure. They protect the employee and employer alike, and strive for the best case scenario in the midst of tragedies. If you have been put out of work due to a injury on your company’s behalf, do not be worried about depleted finances; worker’s compensation will help the situation. However, if a company is not following procedure, a Minnesota’s workers’ comp lawyer can help work towards holding employers accountable.

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Truck Driver Requirements and Regulations

Mar 05

Wrongful deaths due to truck driver negligence is unjust. The website of the Goings Law Firm outlines how 18-wheeler trucking accidents can lead to deaths. To prevent killing other motorists, truckers must follow recommendations such as training programs, acquiring a specific license, completing a formal education, and participating in workshops.

Training programs are the first step in obtaining a Commercial Driver’s License (CDL). However, truck drivers must have a GED certificate to participate. Then, the Professional Truck Driving Institute can recommend a certified driving course. Courses can be free, paid on the spot, or reimbursed once financially profiting in the company. After completion, operatives can seek a CDL.

When acquiring a CDL, drivers must have a clean record, take a written test, and pass a driving portion. They are necessary for drivers transporting 26,001 or more pounds, or if transporting hazardous materials. If the latter, drivers must also acquire hazmat credentials. To do this, drivers must give their fingerprint and pass a U.S. Transportation Security Administration background check.

Lastly, once certified and hired, drivers are enlisted in company workshops. Additional workshops are online, conducted by American Trucking Associations (ATA). Both the company and ATA workshops inform drivers on regulations, safety guidelines, and codes of conduct.

If an accident involving an 18-wheeler causes a death and the driver has not met these guidelines, the victim’s Houston personal injury lawyer may have a stronger platform when arguing for personal injury justice. According to the website of the Law Offices of Mark T. Lassiter, someone injured due to the fault of a negligent truck driver can and should receive compensation.

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Problems from Lack of Cruise Ship Security

Mar 03

Cruises should be a time for rest and relaxation. They are meant to take the mind way from the stress of every day life while cultivating happy thoughts. However, they can immediately turn downwards if something bad happens while you’re on the cruise do to a lack of security.

The website of the Vucci Law Group outlines some of the frustration and danger that can arise if the ship has a poor security plan. Atrocities can be committed when the passengers least expect them. Since everyone is on the boat for a significant amount of time together, people learn others’ habits and can capitalize on that in a criminal manner.

Stolen items is a crime most easily committed if precautions are not in place. Living quarters are in a confined area, and remembering to lock your door at all times is crucial. Furthermore, do not keep valuables lying around. In addition to neighboring passengers, the staff is below the dock at most times. One should safeguard jewelery, phones, iPads, money, and any other possessions when away is important to prevent others’ from accessing them. If a cruise ship has proper security, the problem of stolen items should be reduced or nonexistent.

Unfortunately, violence and sexual assault can occur on a cruise ship as well. People learn others’ patterns when confined together over a given time period. This gives someone an advantage of the element of surprise because they appear unexpectedly during a daily routine. However, a properly suited ship would have the security stationed in dangerous areas. With watchful eyes speckling the ship, the well-being of the passengers is ensured.

While none of these crimes are excusable, the issue is worsened with the crimes occur on vacation in the middle of an ocean. Incidents on cruise ships due to a lack of security are the cruise ship company’s responsibility, and they can be held accountable.

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